What is a bailiff? Owing debts like county court judgements, council tax, parking fines, court fines, and dropping behind significantly, then a bailiff may visit your home. If you ignore reminder and warning letters the bailiffs will eventually be involved. For clear advice please continue reading on Bailiff’s and debt.
Thinking of going into bankruptcy and need advice? Most of us believe it will never happen; illness, loss of job, loss of home, folks can have many reasons and it does happen, we go bankrupt and struggle with going through it. For what ever reasons if your debts are continually building you must talk with those who are owed, if you know you cannot pay to clear your debt within lets say five years then its time to make appointments with the CAB or CCCs as both are free. On the other hand, if you are thinking about an IVA then do think very seriously as this can actually delay going bankrupt by five years, whereas in that time you could have been bankrupt and slowly getting life back on track again. For much more straight forward advice continue reading How to cope with bankruptcy and going bankrupt